Sustainable Online Lending Growth, Without Compromise

Lower your default ratios with better customer insights to support faster, smarter and more predictable loan decisions

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LEADING ONLINE LENDERS CHOOSE SEON
  • Tabby
  • bnp-paribas
  • aventus-group
  • Carbon
  • after pay
  • Home Credit
  • robocash
  • Sun Finance

Online lenders use SEON to realize impactful results:

93%

decrease in manual review time

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8 seconds

average loan decision time

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15%

increase in risk-scoring model accuracy

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Prevent Loan Defaults with Alternative Data Signals

  • Protect your business from non-repayment losses using comprehensive affordability indicators to identify trustworthy customers before loan approval
  • Look at 100+ alternative signals, including streaming subscriptions, LinkedIn profiles and professional software accounts, to better judge your customers’ repayment likelihood.
  • Use detailed insights to avoid loan defaults and proactively reduce recovery costs
How to assess financial affordability with alternative signals
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Make Better Risk Management Decisions

  • Get real-time data to accurately reflect current customer circumstances, offering the most up-to-date view
  • Quickly spot and react to emerging risks, like job loss or other financial disruptions, and make sure your lending decisions are based on timely information
  • Improve risk management through in-depth data insights that allow for better evaluation and management of repayment abilities.
How Solventa determines default risk ratios better
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Adapt Your Risk Model to Fit Your Business Needs

  • Adjust risk-scoring models to match your evolving risk appetite
  • Balance loan default rates with approved customers, supporting internal reporting for a comprehensive risk view
  • Use detailed analytics and flexible scoring criteria to fine-tune risk models, aligning strategies with changing business goals for better outcomes
Learn how to customize rules to your business needs
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AWS

Choose How You Want To Integrate SEON

Integrate directly with SEON’s APIs, or through the AWS Marketplace – the choice is up to you.

Check out the technical docs here

Lower Your Default Ratios with Better Customer Insights

“The data from SEON expands our data model, and helps us distinguish between ordinary customers by risk level. We can also highlight the fraud segment, all in the most cost-effective way for the company.”

Alexey Pogrebnyak, Chief Risk Officer at Robocash

  • Accelerate lending from 4 days to 10 seconds
  • Improve the accuracy of your risk-scoring models by 15%
  • Decrease manual review time by 93%
TRUSTED BY 5000+ GLOBAL ORGANIZATIONS:
  • logo-afterpay-white
  • logo-revolut-white
  • Tabby-logo-white-400x134-3

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